Marshmallows and Money Podcast

Episode 12: Size Does Matter and Small is Better- Money Talk

April 01, 2021 Gina Zakaria Season 1 Episode 12
Marshmallows and Money Podcast
Episode 12: Size Does Matter and Small is Better- Money Talk
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Marshmallows and Money Podcast
Episode 12: Size Does Matter and Small is Better- Money Talk
Apr 01, 2021 Season 1 Episode 12
Gina Zakaria

When it comes to your finances and your money habits, small is better than big. We often discount the small steps, thinking they are too insignificant to make a big impact. But, there is magic in small. 

Here are just some of the ways that small is better when it comes to your money. 

  • Small monthly contributions over time vs one lump sum contribution later means more time in the market 
    • Example- $500 per month over 40 years (240,000)= 2,678,185 vs. $240,000 for 10 years= $622,498
  • Small habit changes now means building a strong foundation with your money
  • Small savings each month add up to affording the things that matter later
  • Small mindset changes, like rewriting internal scripts that were ingrained from childhood means gradual change
  • Small and steady allows for you to sustain the changes
  • Small steps lead to massive transformations 
    • “Dripping water hollows out stone, not through force but through persistence.”- Ovid
    • “A river cuts through rock, not because of its power, but because of its persistence.” James N. Watkins

Check out these helpful resources if you need more guidance on paying off debt, saving money, or perfecting your budget. 


Grab the
Printable Budget Binder if you want to get organized with your money and finally take back control of your finances. 


Show Notes

When it comes to your finances and your money habits, small is better than big. We often discount the small steps, thinking they are too insignificant to make a big impact. But, there is magic in small. 

Here are just some of the ways that small is better when it comes to your money. 

  • Small monthly contributions over time vs one lump sum contribution later means more time in the market 
    • Example- $500 per month over 40 years (240,000)= 2,678,185 vs. $240,000 for 10 years= $622,498
  • Small habit changes now means building a strong foundation with your money
  • Small savings each month add up to affording the things that matter later
  • Small mindset changes, like rewriting internal scripts that were ingrained from childhood means gradual change
  • Small and steady allows for you to sustain the changes
  • Small steps lead to massive transformations 
    • “Dripping water hollows out stone, not through force but through persistence.”- Ovid
    • “A river cuts through rock, not because of its power, but because of its persistence.” James N. Watkins

Check out these helpful resources if you need more guidance on paying off debt, saving money, or perfecting your budget. 


Grab the
Printable Budget Binder if you want to get organized with your money and finally take back control of your finances.